✓ All Major Insurance Cards Accepted 📞 0816-2254231 / 4014547

💳 Cashless Treatment

Vinayaka Hospital is empanelled with all major private health insurance companies. Present your insurance card and receive treatment without upfront payment.

✅ No Cash Required
📋 Minimal Paperwork
🚀 Fast Approval

How Cashless Works

Simple 4-step process for a stress-free hospital experience.

1

Present Insurance Card

Show your health insurance card at the hospital's insurance desk at the time of admission.

2

Pre-Authorisation

Our team sends a pre-authorisation request to your TPA (Third Party Administrator) for approval.

3

Receive Treatment

Once approved, you receive full treatment without any upfront cash payment required.

4

Direct Settlement

Your insurance company directly settles the bill with Vinayaka Hospital. Zero hassle for you.

Empanelled Insurance Companies

We accept all major private health insurance plans. Contact us to verify your specific policy coverage.

SH
Star Health & Allied Insurance
Health Insurance
✓ Accepted
HE
HDFC ERGO General Insurance
General Insurance
✓ Accepted
IL
ICICI Lombard General Insurance
General Insurance
✓ Accepted
BA
Bajaj Allianz General Insurance
General Insurance
✓ Accepted
NB
Niva Bupa Health Insurance
Health Insurance
✓ Accepted
CH
Care Health Insurance
Health Insurance
✓ Accepted
NI
The New India Assurance Co.
General Insurance
✓ Accepted
UI
United India Insurance
General Insurance
✓ Accepted
OI
Oriental Insurance Company
General Insurance
✓ Accepted
NIC
National Insurance Company
General Insurance
✓ Accepted
TA
Tata AIG General Insurance
General Insurance
✓ Accepted
RG
Reliance General Insurance
General Insurance
✓ Accepted
AB
Aditya Birla Health Insurance
Health Insurance
✓ Accepted
SBI
SBI General Insurance
General Insurance
✓ Accepted
MC
ManipalCigna Health Insurance
Health Insurance
✓ Accepted
KM
Kotak Mahindra General Insurance
General Insurance
✓ Accepted
DG
Digit General Insurance
General Insurance
✓ Accepted
FG
Future Generali India Insurance
General Insurance
✓ Accepted
🔍 Don't see your insurance company?

We may still accept your insurance. Contact our insurance desk to verify your policy before admission.

📞 Call Insurance Desk 📧 Send Enquiry
⚠️ Note: Government insurance schemes (Ayushman Bharat / PMJAY, Vajpayee Arogyashri, CGHS, ECHS etc.) are not applicable at Vinayaka Hospital. We accept private health insurance only.

Frequently Asked Questions

What documents do I need for cashless admission?
You need to bring your original insurance card / e-card, a valid government photo ID (Aadhaar / PAN / Passport), and any relevant medical records or prescriptions related to your condition.
Is prior approval required for cashless treatment?
For planned (elective) admissions, pre-authorisation is obtained at least 48–72 hours before admission. For emergencies, the hospital's insurance desk initiates the process immediately and treatment begins without waiting for approval.
What if my cashless claim is partially approved?
If the insurance company approves only a portion of the claim, you will be responsible for paying the balance amount (the "co-payment" or "deductible" as per your policy). Our insurance desk will explain the specifics before you proceed.
Are OPD (outpatient) consultations covered under cashless?
Cashless facility is primarily available for inpatient (IPD) hospitalisations. OPD coverage depends on your specific insurance policy. Please check with your insurer directly.
Can I opt for reimbursement instead of cashless?
Yes. If you prefer, you can pay the hospital bill and later submit a reimbursement claim to your insurance company with all original discharge documents, bills, and investigation reports provided by us.

Need Help with Insurance?

Our dedicated insurance desk is available Monday to Saturday to assist you.

💬 Send Enquiry 📞 Contact Us